EMI & Cashback T&C

• - The cashback offer is valid exclusively on HDFC Bank Debit and Credit Cards 
• - The cashback offer is valid for transactions made using Brand EMI option on Pine Labs Payment getaway at checkout .
• - The cashback shall be credited within 120 business days from the last date of the transaction month on a best effort basis to all open and active card members accounts only.
• - No Extra Cost EMI is also applicable on HDFC Bank Debit and Credit Card EMI transactions on 6 month tenures only.
• - In case of refund, though the amount is credited back to the customer’s card, the EMI closure will only happen after customer communicates the same to the bank for the same. Customer will specifically need to communicate to the banks the intent of the EMI loan closure.
• - Also if customer fails to communicate the same to bank, the interest amount that bank will keep levying will be borne by the customer.
• - Foreclosure or any other charges, if any which are levied by the customer’s bank, will need to be borne by the customer.